Rate Drop Protection With Silverton Mortgage

 Purchase your dream home now and finance with Silverton. 

If rates drop, you can refinance with us within 3 years and we’ll waive the lender and appraisal fees.* 

Take control of your homeownership journey. Get peace of mind knowing you can take advantage of a future interest rate decrease and refinance with lower costs. 

Legacy Homes designs and builds single-family homes, in 11 different locations, with unlimited options that you can choose to personalize to your taste—because we realize that “home” has its own meaning to you. No matter what we build and where, every home that bears the Legacy name carries our pride in craftsmanship, meticulous attention to detail, and personal commitment to our homeowners.

Start your search today to find your perfect home!

ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. 

 *If rates decrease and you qualify for a refinance loan with Silverton Mortgage, Silverton will waive the origination fee on the refinance loan up to $1,295, and contribute up to $500 toward the cost of the appraisal for the refinance loan. Applicants are responsible for appraisal costs over $500. Actual savings will vary by state and loan program. Due to maximum seller concession rules, discount may be lower in some cases where other concessions have been made. 

The original purchase loan must be locked between 11/15/2022 and 3/31/2023, and the refinance loan must close within 3 years of closing date. Refinance loan is subject to credit approval and you will be required to provide a complete application, submit requested documentation, and have your credit pulled. The interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location, type and value of property, and other factors as determined by Silverton. Refinance offer is available only after six (6) payments have been made on the original purchase loan. By refinancing an existing loan, your total finance charges may increase over the life of the loan. Contact your loan originator for more information. Offer not available in all states. 

Vanderbilt Mortgage and Finance, Inc., dba Silverton Mortgage, 1201 Peachtree St NE, Ste 2050, Atlanta, GA 30361, 404-815-0291, NMLS #1561, (http://www.nmlsconsumeraccess. org/), AZ Lic. #BK-0902616, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act license, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking, Rhode Island Licensed Lender. Licensing information: https://silvertonmortgage.com/licensing/. 

All information is believed accurate and is subject to change without notice. 11/2022